Saving For Christmas

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Christmas is just around the corner. Most of us are starting to think about our Christmas shopping if we haven’t already started. We’re looking at Christmas food and drink, and thinking about decorations that we need to buy. Holiday plans are beginning to form, as we look forward to nights out with friends and work office parties. You might be thinking about new party outfits, and you’ll probably need a new coat and boots as the weather starts to get cooler. All of this can be pretty tough on your bank account. With only a few weeks to go, it might seem too late to save enough. But, it doesn’t have to be. Here are some great ways that you can save some money, quickly.

Budget

The best way to save is usually to prepare a budget. Set up a spreadsheet including your income and expenses. Is there anything that you can cut back and cancel? Even if it’s just for a few months, making some cutbacks can save you enough money to cover Christmas treats or a night out.

Even without cancelling contracts, you can save money by planning your food shops, walking instead of paying for parking or public transport and by cutting back on luxuries and treats.

Work Some Extra Hours

Many industries are significantly busier in the run-up to the holidays. Offices and industry are trying to get more done so that they can take a break. Retail, restaurants and other customer service sectors are busy as everyone starts to shop and celebrate. If any extra shifts are going, sign yourself up.

Another option is taking a second job. Shops, bars, and restaurants are often looking for seasonal staff to take up the extra hours between now and January. You might be able to fit in some extra hours at a second job on evenings and weekends. Restaurants can be especially good as people tend to tip more over the festive period. Just remember that a job like this might mean that you have to work over Christmas week itself.

Make Money Online

There are countless ways to make extra money from home using the internet. You can work as a freelancer, writing, selling photographs or offering your web design skills. You could take online surveys, test websites or write reviews. If you’ve already got a blog, you could use it to make cash with affiliate marketing or by selling advertising space. Think about your skills and the things that you enjoy doing and try to find ways to make money from them.

Have a Clear Out

Before Christmas is the perfect time for a big clear out. Especially if you’ve got children. Santa is about to bring a host of presents that you will have to find space for. Clearing out now can make this task much easier. Selling online is a great way to make money from your unwanted stuff. Clothes, shoes, electronics, and homeware sell particularly well, even if they are broken or damaged. Use online sales sites or apps to sell anything that you no longer want.

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